- B.H. Obama’s proposal:
o The junior senator from Illinois proposes a “new national health plan” offered to all Americans, including the 47 million who are currently uninsured. This brand spanking new public healthcare plan would offer guaranteed eligibility, comprehensive benefits (similar to those given to U.S. Congressman), affordable premiums, and federal subsidies for families who don’t qualify for Medicaid or SCHIP but still require financial assistance. Everyone, and I mean everyone (see illegal immigrant comments below), will be insured.
o Now for those of you who aren’t exactly into the whole nationalized, government-controlled healthcare idea, Obama still provides you with the option of purchasing your own private insurance plan. To do this, Obama would create the “National Health Insurance Exchange,” a so-called “watchdog group” that would spearhead the effort to reform the private insurance market. How would the Insurance Exchange go about reforming private insurance? Well through increased government regulation of course! Obama’s Insurance Exchange would create “rules and standards” so that private insurance plans are suitably fair, affordable, and accessible. Under the watchful eye of the Exchange, insurance plans would be mandated to be “at least as generous as the new public plan,” and their differences would be made accessible to the masses.
o Now for those of you just starving for even more good old fashioned government control of the private sector, Obama would give you yet another spoon-full. Obama strongly proposes that any employer seen as not making a “meaningful contribution” to the cost of health coverage for employees would be forced to fork over a “percentage of payroll towards the cost of the national plan.”
o To summarize: The omnipotence of the U.S. Government combined with the angelic magnanimity of Sir Obama will affectively save our tanking healthcare system.
- The Problems:
o Supply and Demand my friends….with the 47 million uninsured Americans all of the sudden covered by Obama’s public plan, the demand for healthcare would absolutely skyrocket. Armed with their new nationalized insurance plans, millions of Americans demanding care would flood medical facilities in droves. Clinics and doctor’s offices would start to look like today’s emergency rooms. Of course, the 3 hour wait and tension headache are free of charge. But as the number of patients increases, the supply of doctors, nurses, hospitals and clinics won’t be able to keep up. In fact, as Dick Morris points out in his newest book Fleeced, “the cost controls that Obama will impose will probably limit the income of doctors,” which will directly decrease the number of young Americans who consider entering the medical field. And here’s the real kicker…as we certainly have learned with the recent energy crisis, when demand surpasses supply, PRICES WILL GO UP. Yes, that’s right, prices will go up. Where’s the solution there?
o Cart Before the Horse….it’s important to remember Obama’s proposed order of action in slaying the healthcare giant: expand coverage first, cut costs second. But wait, didn’t we just decide that Obama’s expanded coverage will actually boost costs? And wouldn’t higher prices make it much harder to cut costs? The answer, of course, is yes and yes. By expanding coverage before cutting costs, Obama effectively would dig himself into a hole of monumental proportions. The high prices of today, compounded by the high prices that result from the backfiring of a nationalized plan, would pave the way for some pretty radical cost cutting measures. And once again, Dick Morris comes through with what is, frighteningly enough, the most reasonable theory: rationing. Essentially what this would provide for are federal bureaucrats who would analyze any medical procedure you might require for cost-benefit, and then have the power to veto that procedure if deemed necessary. Yes, that’s right, bureaucrats doling out medical procedures. It happens in Europe and Canada (where they follow a very Obamaesque socialized system, much to their own detriment) and it could certainly happen in America under Obama’s nationalized plan.
o What about the illegals?....on his website, Obama cites the statistic that there are 47 million Americans who are currently uninsured. What Obama does not note is that about 10 million of those Americans are in fact illegal aliens. Under his heroic national healthcare crusade to insure “all Americans,” Obama would make it far too possible for you, a law-abiding and tax-paying American, to wait behind a long line of illegal aliens for a medical procedure you need.
o A closer look at the 47 million….Obama nobly touts the plight of the 47 million uninsured Americans as the impetus for his nationalized healthcare reform. In tones that smack of the welfare state, Obama seeks to throw these people on the back of Uncle Sam and provide for each and every of their healthcare needs. But just who exactly are these people? Lets take a look:
- 10 million illegal aliens (as noted in above point)
- 15 million who are eligible for Medicaid but don’t bother to apply (yes,that’s right, 1/3 of uninsured Americans could easily be insured if they would just apply)
- 15 million adults whose children are eligible for free insurance
- 10 million childless adults
o For all you visual learners….if you want a good picture of what an Obama-inspired healthcare plan would look like, take a jog across the pond, jump on one of those nice double-decker buses, and stop by St. Thomas’s Hospital in London. Talk to a doctor there (as I actually have) and see what he has to say about socialized healthcare. Then come back to the states and vote McCain.
o This is certainly change that I can not and will not believe in.
Thursday, July 24, 2008
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